Marilyn B. Galletto, AFP®, is a financial professional whose personal journey with money is marked by transformation and a deep commitment to financial education. Currently serving as a Senior Marketing Director at International Marketing Group (IMG), she earned her Associate Financial Planner (AFP®) designation, reflecting her dedication to professional excellence in financial advisory. Her early years were shaped by financial struggle—entering college with an allowance that never seemed sufficient, forcing her to find extra income just to survive. Despite a decade of working overseas as an OFW, she admits that managing money remained a challenge until she joined IMG, where she finally learned to save, invest, and build a solid financial foundation.
Galletto’s professional philosophy is rooted in the belief that financial education is rarely taught in schools, yet it is essential for long-term security. She wishes she had learned earlier how to manage, save, and invest, and now applies that wisdom to help others avoid similar struggles. Guided by the advice to “learn how money works for us,” she approaches financial planning with care, balancing savings, investments, and protection. Through her AFP® credential and her role at IMG, she exemplifies the qualities of a relatable, resilient, and client-centered financial professional dedicated to empowering others to achieve financial well-being and independence.
AFP® Certification Story
Investment Lessons and Risk Management
Have you ever made an investment that did not go as planned? What did you learn from it?
“No.”
How do you balance risk and reward when making financial decisions?
“Learn and study first before we enter.”
What is a money goal you are currently working toward?
“Continue building my solid financial foundation.”
AFP® Program and Financial Growth
What motivated you to join the AFP program, and how did it influence your approach to financial planning?
“To learn more about finance, and I think it is one of my credentials as an IMG member.”
How has becoming an AFP® helped you make better investment and wealth-building decisions?
“I learned how to manage my finances more, especially in building my solid financial foundation.”
What is the most valuable lesson you learned from the AFP program, and how have you applied it in your own financial journey?
“Manage my own finances and share this with all Filipino families. Again, I applied it by continuing to build my solid financial foundation.”