Real Finance People – Estela P. Mamburam, AFP®

Estela P. Mamburam, AFP®, is a financial professional and Senior Marketing Director at International Marketing Group (IMG). Her journey in financial planning is shaped by her experience as an Overseas Filipino Worker, where receiving her first salary made her realize that earning money is not easy and that every peso must be valued. This early lesson strengthened her appreciation for saving, investing, and making thoughtful financial decisions.

Mamburam continues to grow through various trainings, including financial training, leaders training, and motivational training. As both an investor and saver, she approaches financial planning with discipline and a desire to achieve financial freedom while helping others become financially educated. Through her AFP® journey and her role at IMG, she exemplifies a growth-oriented and client-centered financial professional committed to promoting proper saving, investing, and long-term financial security.

AFP® Certification Story

First Salary as an OFW and the Value of Money

“When I first received my salary as an OFW, I realized that earning money is not easy, so I learned to value every penny.”

Learning the Right Way to Save and Invest

“I wish I learned earlier the right way of saving and investing.”

Financial Turning Point Through Becoming a Financial Planner

“Since I became a financial planner.”

Identity as an Investor and Saver

“Investor and saver.”

Best Financial Advice on Investing Early

“To invest while we are young, by Sir Rex Mendoza and Sir Bo Sanchez.”

Meticulous Approach to Financial Planning

“I’m meticulous in financial planning.”

Investment Lesson from a Condominium Investment

“Yes, when I invested in a condo without enough knowledge.”

Balancing Risk and Reward with Positivity

“I stay calm and always focus on the positive side.”

Current Goal of Securing Another Insurance Policy

“I’m currently working for my next insurance policy.”

Motivation for Joining the AFP® Program

“I want to become financially educated so I can have financial freedom, and also so I can help people become financially educated.”

Better Saving and Investing Decisions Through AFP®

“I now know the right way of saving and investing.”

Most Valuable Lesson from the AFP® Program

“I now have savings and investments.”

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