Angelina R. Adriano, AFP®, is a financial professional, Associate Financial Planner, Life License Underwriter, Marketing Director, and Soaring Eagle Awardee of International Marketing Group (IMG). Her financial journey began when she received her first pay from a summer job as a working student, which made her realize how difficult it is to earn money, especially as a family breadwinner. That experience taught her the importance of budgeting carefully in order to provide for her family.
Adriano’s financial turning point came when she lost her job without being financially prepared, with no savings and no emergency fund. Since becoming financially literate through IMG, she has shifted her mindset toward saving, investing, and preparing for retirement. Through her AFP® journey, she continues to strengthen her knowledge so she can guide clients in making better financial decisions and building stronger financial foundations.
AFP® Certification Story
Early Money Lesson from Her First Pay as a Working Student
“My first memory of money is when I received my first pay from my summer job. I was then a working student. That was when I realized it is very hard to earn money, especially when you become the breadwinner of the family, and you have to budget everything so you can provide.”
Wishing She Learned Financial Literacy Earlier
“I wish I was already financially literate so I could have handled or managed my money well. Back then, I wish I already knew how to save and grow my money. There was so much spending that saving did not cross my mind.”
Financial Turning Point After Losing Her Job
“Yes, that was when I lost my job. I was not prepared. I had no savings and no emergency fund.”
Becoming an Investor Through Financial Literacy
“I consider myself an investor, especially now that I am financially literate. I am thankful I am with IMG now. It played an important role in my financial journey.”
Best Financial Advice from Sir Rex Mendoza
“Do not save what is left after spending. Spend what is left after saving — Sir Rex Mendoza.”
Meticulous Budgeting Focused on Needs, Savings, and Investing
“I am meticulous. I make sure that everything is on a budget. I focus on needs and less on wants, and more on savings and investing.”
Investment Lesson on Having Purpose Before Investing
“Yes, I learned that in investing, you must have a purpose, not just because you want it without studying it first.”
Balancing Risk and Reward as a Senior
“In my current situation, since I am already a senior, I think it is less risk and more reward.”
Current Goal for Retirement
“For my retirement.”
Motivation for Joining the AFP® Program
“To be more knowledgeable so I can give good advice and help my clients in their financial decisions.”
Better Financial Decisions Through Trainings
“The trainings that I have attended help me in my financial decisions.”
Most Valuable Lesson from the AFP® Program
“About investment — what the options are and where to grow your money.”