Myles Y. Tan, RFP®, is a financial professional whose background reflects a strong blend of financial planning, public speaking, leadership, and professional development. His recognitions across JCI, Toastmasters, Rotary, real estate, and process improvement demonstrate a career shaped by communication excellence, discipline, leadership, and continuous growth. His achievements include public speaking awards, Toastmasters leadership distinctions, the Ortigas and Co. Top Broker Award, Six Sigma certifications, and service-oriented recognitions such as the Rotary Paul Harris Fellow Award.
Tan’s financial mindset is grounded in stewardship, discipline, and values-based decision-making. His early experience with money began with receiving a coin bank, which taught him the importance of saving and spending wisely. Over time, his exposure to investing, business, and financial planning deepened his belief that money must be managed intentionally rather than allowed to control one’s life. Through his RFP® credential and his commitment to financial education, he exemplifies a values-driven, strategic, and growth-oriented financial professional dedicated to helping others build stronger financial foundations.
RFP® Certification Story
Early Lesson on Saving and Controlling Money
“Being gifted a coin bank taught me the value of saving and spending wisely because you could see all the money that you had at home.
You must control your money. Don’t let money control you.”
Learning to Avoid Shiny Investments and Value Preparation
“I wish I learned to make wiser investments like Bitcoin and ETFs. Don’t rush into shiny things that promise great returns and high ROI.
Quote of the day: Markets reward patience, but timing rewards preparation.”
Financial Turning Point from Spending Stock Market Gains
“Yes — when I kept making massive gains in the stock market and spent it all on Boracay trips and alcohol.
I spent all my hard-earned gains on temporary pleasures and on strangers whom I never saw again.”
Identity as an Investor with a Stewardship Mindset
“Investor who spends like a saver and saves like a spender.
As a Christian, every saving, spending, and investing decision is a spiritual decision.
The Bible says in Ecclesiastes 11:2: ‘Invest in seven ventures, yes, in eight; you do not know what disaster may come upon the land.’
This was written by King Solomon, the richest man at that time.
You must diversify your funds so that you can save, spend, and invest wisely.”
Best Financial Advice on Acquiring Assets
“Remember what Robert Kiyosaki, Rich Dad Poor Dad, said: ‘Don’t work for money to acquire assets; acquire assets so money works for you.’”
Hybrid Approach to Budgeting and Financial Planning
“Hybrid — I have a meticulous account: 50% necessities, 15% tithe, 25% investment, and a go-with-the-flow play account: 10% play.
I want to steward the blessings I receive from God because all good things come from Him.”
Investment Lesson from a Failed Tutorial Business
“I started a tutorial business with my friend who was a PRC-licensed teacher. It cost me ₱200,000. It failed and closed down because of mismanagement and miscommunication.
We’re no longer friends, and it taught me to pick my business partners wisely.
Losers teach you what winners can’t.
Proverbs 28:20: ‘A faithful man will abound with blessings, but he who hurries to be rich will not go unpunished.’”
Balancing Risk and Reward Responsibly
“Always bet with money you can afford to lose. Don’t invest your life savings and emergency fund.”
Current Goal of Stewarding Wealth
“Stewarding my wealth towards a ₱1 billion net worth.”
Motivation for Joining the RFP® Program
“I wanted to learn how to manage my own finances as well as help others manage theirs.
Financial planning isn’t about predicting crises but preventing them. For example, not having an education plan for kids, wedding fund if single, and other future financial needs.”
How RFP® Strengthened Investment and Wealth-Building Decisions
“It taught me to scrutinize every investment detail and every expense that I had made.
The professors were multidisciplinary, which I liked. I got to learn from successful real estate brokers, stock brokers, and insurance brokers, which gave me a bird’s-eye view of all the investment vehicles available in the Philippines.”
Most Valuable Lesson from the RFP® Program
“If you fail to plan, you plan to fail.
Not having a financial plan is one of the biggest financial mistakes that a Filipino can make, especially with rising inflation rates and geopolitical risk.
Luke 16:10 states that whoever can be trusted with very little can also be trusted with much, and whoever is dishonest with very little will also be dishonest with much.”